Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money and give you peace of mind. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. What’s Your Financial Planning Sign Discover your financial planning sign.